Source: @mathieustern
The last couple of years had trading and investing as their keywords, so to speak. This was mainly due to the situation created by the pandemic.
People realized that the monthly paycheck or the money in their bank account was pretty much static – meaning that they couldn’t increase/change their value. Given how many of them lost their jobs and ate through their savings, it’s clear why investments are now more popular than ever.
After all, anyone who works a nine to five job would also like to own an asset that could buy them a car or house one day, right? As such, we’ve gathered right here a list of the best and most safe investments for 2021!
Gold
As you might already know, gold will never deprecate/decrease in value. It is considered by many to be the ultimate investment in terms of safety. Even though it is moderately volatile, experts say that gold will forever hold its value.
At the same time, this particular asset is also safe from the disastrous effects of inflation. While it has to be managed yearly, it is still a very safe investment.
Real Estate
Moving on, real estate is clearly under constant development. The population grows throughout the world and decent real estate becomes more and more expensive. As such, an investment in a certain property would be both wise and safe at pretty much any moment.
Obviously, if you invest in an up-and-coming and reputed area, that makes it all the better. People generally look for rent on the outskirts of big cities or for homes in family-friendly areas.
Corporate Bonds
Thanks to multinational companies that pretty much can’t go bankrupt, investing in corporate bonds is also a safe investment. Moreover, plenty of corporations out there have an investment-safe grade – namely, AAA, AA, and A.
On top of that, corporate bonds in the form of EFTs and mutual funds can also have you paying less fees and even decrease potential risks.
Certificates of Deposit
Such certificates are basically savings accounts that allow you to earn a bit on top of what you already have. If you don’t mind having a certain sum locked in such an account, you can consider this a safe investment.
Keep in mind that certificates of deposit are seen as long-term investments. They come with low rates in the early years, according to analysts but, usually, the longer the term, the higher the returns.
What is important to remember is the fact that withdrawing funds from a CD before the expiry term comes with penalties in the form of fees.
The Bottom Line
Naturally, cryptocurrencies and Forex are usually not considered safe investments. However, seeing how the majority of cryptocurrencies have evolved in the past couple of years, they could be regarded as a surprisingly wise way of investing.
Nevertheless, if you want to enjoy certain returns/profits, then the investments mentioned above are the safest ones you can choose from at the moment!
